Pulaski Bank Cards

Pulaski bank cards have been aroung since 1994 and have been offering one of the lowest interest rates on the market. These credit cards are intended for people who have a good credit history and are seeking a very low cost credit card with a respective history.

The Pulaski bank card comes with a fixed rate of 7.99% for purchases, balance transfers and cash advances. Card holders who carry a revolving balance can benefit from the low fixed interest rate.

There is an annual fee that comes with the card, but it is only $35 dollars, which is quite low and well worth it considering it comes with one of the lowest rate on the market today. Pulaski Bank cards carry no cash advance or balance transfer fee. Credit lines vary from a $1,000 dollar minimum to a maximum of $15,000 dollars, which is good as any credit card today.

Although the benefits connected to this low interest, low annual fee card are minimal, there are a few as follows:

Online access to account information

Emergency cash and card replacement

Reporting of lost and stolen card

No liability to cardholder for unauthorized transactions

With interest rates low, card holders don't have feel like they will never be able to pay their balance off if the balance is not paid in full each month. This convenience makes the small $35 dollar yearly charge quite small and worth it.

During the twelve-year period, the highest rate charged was 8.75% in the year 2000 when the industry was averaging 17.42%. This is definitely a credit card that is advantageous to the cardholder who is looking for a revolving account that will not plague him with high interest rates. Pulaski Bank cards have always charged a lower interest rate than the industry standard and plans to keep this standard in effect.

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