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Credit
Card
Reminders:
Not much is worse than having financial trouble due to bad credit. A bad credit history cannot be fixed overnight and It takes patients and discipline to fix credit card debt. Having good credit today is a must and without it, it's next to impossible to buy goods unless you pay cash. With a good credit score you are able to purchase homes, automobiles and most anything desired.
A credit card is not an invitation to spend money you don't have, and you must beware of falling into a credit card trap. Credit card issuers will also penalize you if you pay late or go over your credit limit. Always pay on time, even if it is just the minimum. Late fees have skyrocketed and it's not uncommon to find up to a $30 charge applied for a payment that's only a day late and issuers may also jack up
your interest rate without notifying you. We hope that this guide will help you avoid credit disasters and give you a better understanding of the credit process.
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